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Follower ○○○

From actively managed funds to index funds - timing question

Hello!

After 17 years of holding actively managed funds in my retirement accounts (401K. IRAs and HSA), I have decided to move my money to Vanguard and / or Fidelity index funds. I am 10-15 years away from retirement. I do not intend to start an active versus passive portfolios discussion - my question is “what do I need to consider before moving the money from the actively managed funds to index funds”. Does doing it in a recession or when the market is so volatile make sense? My portfolios are down YTD; not sure if I wait for them to get in the black before transferring the money.

 

I also have actively managed funds in my non-retirement accounts but I need to weigh the tax implications before making the move. But the same questions above apply.

 

Thanks in advance for your advice. Let me know if you have any questions.

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Participant ○○○

Re: From actively managed funds to index funds - timing question

Anything beyond a 2 fund / ETF port is mental masturbation.

For US-centric investors: X% TSM (VTI) + Y% TBM (BND)

For Global investors: X% TWSM (VT) + Y% TWBM (BNDW)

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