1. VDIGX (Vanguard Dividend Growth)
2. VWIAX (Vanguard Wellesley)
3. VWENX (Vanguard Wellington)
4. VWIUX (Vanguard Int. Term Ntl. Muni)
5. VBILX (Vanguard Int. Term Bond)
I think the equity market is currently quite overvalued. I agree with a fund manager from TCW who was recently quoted that "Unemployment is going to remain elevated. That will affect business behavior, consumption, savings. The economy will disappoint the optimistic assumptions largely built into asset prices."
Hence, I feel quite comfortable at present to invest primarily in high quality intermediate core/core-plus bond funds, until we find a better way to get a handle on this devastating pandemic by at least "flattening the curve" in most of the economically important regions of this country.
Currently, my portfolio consists of the following five bond funds:
ANBEX - American Funds Strategic Bond
SCCIX - Carillon Reams Core Bond
FBNDX - Fidelity Investment Grade Bond
GIBLX - Guggenheim Total Return Bond
BIV - Vanguard Intermediate Term Bond
As a fairly conservative and retired investor my primary focus at this time is on capital preservation, and not to take unnecessary chances during this difficult time. I am also not a buy-and-hold investor, and may sell any of these funds at any time if I see better opportunities developing in other areas of the market.
@chang recently expressed my personal point of view quite succinctly when he said: "I don’t really need a lot more money—but I certainly don’t want to lose a lot. I need to remind myself to err on the side of caution."
PRWCX - T Rowe Price capital appreciation
VWENX - wellington
VDIGX - dividend growth
VGLT/VLGSX - LT Treasuries - I hold both the MF and ETF
VOO/VFIAX - SP500 - I hold both the MF and ETF versions
Vanguard Capital Opportunity
Vanguard Primecap Core
Vanguard Equity Income
TRowe Price Capital Appreciation
Comprising 70% of the Avvocato Pensione Fortuna:
DODIX - Dodge & Cox Income
VPCCX - Vanguard Primecap Core (tie - 2nd)
VWIAX - Vanguard Wellesley Income (tie - 2nd)
VWENX - Vanguard Wellington (tie - 3rd)
DODBX - Dodge & Cox Balanced (tie -3rd)
POAGX - Primecap Odyssey Aggressive Growth
POGRX - Primecap Odyssey Growth
TIAA Traditional (4.2%)
TIAA-CREF Lifestyle Moderate (60/40)
T-C Lifecycle 2010 (35/65)
T-C Large Cap Growth Index (This has been my big winner so far this year.)
T-C Inflation Linked Bonds
Of my 12 funds and two ETFs only a token amount invested in TIAA Real Estate is down YTD (-1.37%). Overall, my portfolio is 30% equities. I use 110 minus my age as a guide for equity percentage and I’m right on target.
How did you get into AGOZX? What was the minimum? I have AOFAX at Schwab, would like to get into AGOZX. Schwab site says minimum is 100000 but available only to Institutional investors.
Vanguard Balanced index
Vanguard Wellesley Income
Vanguard International Growth index
Vanguard US Growth fund
Vanguard Consumer Discretionary ETF
Bill, which fund is “Vanguard International Growth index”? Do you mean VWIGX / VWILX (not an index fund)?
Stocks and bonds listed separately; otherwise, the top 5 will be bonds only (because I use fewer bond than stock funds):
INPAX - AF Conservative Alloc Port (IRA)
BLPAX - AF Moderate Alloc Port (IRA)
3.5% API Guaranteed Investment Contract (IRA)
TAIAX - AF Tax Aware G&I Port
LTEBX - AF Ltd Term Tax Exempt Bond
PRWCX Capital Appreciation
AUENX AQR Large Cap Defensive
JABAX Janus Henderson Balanced
VLAIX ValueLIne Allocation
FSMEX Fidelity Medical Devices
I recently revamped my small portfolio to get back on track, as I had started to drift away from my main idea of buying and holding for the long term. All were to be income generators, with the idea of reinvesting all distributions, and having this as a potential income stream should I need/want additional income over and above my current small retirement annuity and social security (I've been drawing social security since Nov 2017 and I'm still amazed at getting that monthly check. What a great program!). Only have three mutual funds right now, and I am trying to keep the portfolio neat and clean, although I am not opposed to adding one or two funds. Good thread, by the way. Anyway, my funds listed below, from largest to smallest.
FRANKLIN INCOME FUND - FKIQX
PIMCO INCOME - PONAX
FIDELITY CONSERVATIVE INCOME FUND - FCONX
I am happy with what I own, and am in no particular hurry to add anything, although there is always something interesting out there.
VWALX- Vanguard High Yield Tax Exempt fund
VDIGX- Vang. Dividend Growth fund
VDAIX- Vang. Div. App. Index fund
VIGAX- Vang. Large Cap Growth Index fund
VWILX- Vang. Int'l Growth fund
Everything here is still the same as it has been for years.
EconomicMan, I have as options TILGX and VINIX in my University plan.
Any thoughts on these two especially since you are invested in T-C Large Cap Growth Index?
My top 5 are as follows:
1.VPMAX (taxable and rollover IRA)
VPMAX is about 50% of my total mutual fund . I had the fund since 1999 in taxable account, then my husband 401k has this investment too, so I just continue the rollover and let it grow.
I chose to invest in the TC Large Cap Growth INDEX Institutional Fund as opposed to TILGX because the ER for the former is 0,05% and the ER for the latter is 0.42%. At this point TILGX is ahead YTD despite the higher ER. I would compare their respective weightings and asset allocations on the TC site in addition to their ERs if making the decision at this point. I’m not familiar with VINIX although about 25% of my total portfolio is with Vanguard, and when TC sends me RMDs I reinvest them with Vanguard.