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Follower ○○

Asset Allocation

I am looking at investing in the ETFs below in my taxable account for lower volatility/risk compared to the combination of VTI (Vanguard Total Stock Market ETF) and VXUS (Vanguard Total International Stock ETF). I understand that I need to pay more annual taxes due to dividends. I will appreciate any feedback/suggestions. Thanks,

iShares Edge MSCI Min Vol USA ETF (USMV) – 20%

iShares Edge MSCI Min Vol Global ETF (ACWV) – 15%

Schwab US Dividend Equity ETF (SCHD) – 15%

SPDR S&P Dividend ETF (SDY) – 15%

Vanguard Dividend Appreciation ETF (VIG) – 20%

iShares Edge MSCI Min Vol EAFE ETF (EFAV) – 10%

Vanguard Health Care ETF (VHT) – 5%

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4 Replies
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Participant ○○○

Re: Asset Allocation

ACWV is just a combination of USMV & EFAV. Is there a reason to own all three? 

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Follower ○○

Re: Asset Allocation

Hi vg,

in my taxable account, equity sleeve, I use ETFs to try and avoid the often capital gains distributions from Mutual Funds. I pair, barbell, SCHD with MTUM, usually 50:50, but currently 60:40 SCHD:MTUM (recent sale of some MTUM to reduce risk and capture gains.) I had VIGI as well, but decided to move my international into my retirement accounts. I also have EFAV, USMV and VMVFX in my IRAs.

I like your funds, but fell there are lots of overlap... 

best of luck,

Rick

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Highlighted
Follower ○○

Re: Asset Allocation

I didn't realize that. Thank you for pointing it out.

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Highlighted
Follower ○○

Re: Asset Allocation

Thank you Rickrmf. I will look into the overlaps and adjust as needed. I was not aware of MTUM. I will check it.

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